The Cost of Waiting: Why You Should Buy Real Estate Now
Retirenet Media Team
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Waiting for lower interest rates can cost you more in the long run.
Interest Rates 2025
In 1971, the average mortgage interest rate was 7.33%. If you were waiting for rates to drop before purchasing a home, you would have had to wait until 1993—a full 22 years—before seeing a significant decline.
But while you waited, something else happened. Real estate values quadrupled.
That’s right—while hesitant buyers sat on the sidelines, home prices soared. Those who bought in 1971, despite the higher interest rate, built significant wealth simply by holding onto their property.
The Lesson?
Don't wait to buy real estate. Interest rates fluctuate, but home values tend to rise over time. If you wait for the "perfect" conditions, you might find yourself priced out of the market altogether.
The Smart Move: Buy and Wait
Savvy investors know that the best time to buy real estate is when you can afford it. Instead of waiting for the perfect rate, buy property and let appreciation work in your favor. Over time, your home’s value will likely rise, and you can always refinance if rates improve.
History has proven it: The people who waited missed out. Those who bought and held on won big.
Don't wait to buy real estate.
BUY real estate—and WAIT.
