Personal Property
Cindy Hartman
Cindy Hartman is President of Hartman Inventory LLC, a woman-owned business that provides business and home inventory services. This documentation is essential for estate planning, estate settlement, financial planning, disaster recovery and more.
She and her husband Mike also own Hartman Inventory Systems LLC, a company that provides a complete turnkey inventory business package for those who want to establish their own inventory company.
Her website is HartmanInventory.com.
Do it for the kids!
One segment of estate planning often ignored is completing an inventory of personal property. Consider how helpful that will be for your children after your death, but also how an inventory can serve a purpose for you now.
The Top 5 Insurance Myths
Insurance policies can be as difficult to read as any other legal document, resulting in a high proportion of policyholders not understanding what their policies actually cover. Here are some of the most common misconceptions.
Eight Reasons To Know What You Own
Most people know it's essential to have a home inventory to prove ownership of property after a tornado, fire, hurricane, burglary, etc. But there are many other situations where having this information would prevent devastating results.
Uninsured Loss Might Be a Tax Deduction
Have you discovered you were uninsured or underinsured after you experienced a theft, tornado, fire, etc? You may be able to claim your loss on your income tax return.
Are you properly insured?
If you faced a loss of your belongings through fire, theft or natural disaster, would your personal property insurance coverage be sufficient to replace everything? Compile a home inventory to give you the answer.
They Won't Just Write You a Check
People often think if they have a disaster, they’ll just get a check in the mail for the amount of their coverage. But most insurance companies won’t just cut you a check without a list of the items you are seeking to have replaced.
Reduce Your Premiums!
It's wise to make sure you're getting the best price on your homeowners insurance. And it's equally wise to compare your rates with your agent's customer service to make sure you're receiving the best value for your dollar.
