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Florida Waterfront Communities and Homes (or near)

Experience the ultimate in waterfront living tailored for the active 55+ community. Nestled along serene shores, our vibrant communities offer a perfect blend of relaxation and adventure. Imagine waking up to stunning water views, enjoying morning strolls along pristine beaches, and spending your afternoons boating or fishing. Our communities are designed with active seniors in mind, providing an array of amenities such as fitness centers, swimming pools, and organized social activities. Connect with like-minded neighbors through clubs, classes, and events that foster a sense of camaraderie and belonging. Enjoy the convenience of nearby shopping, dining, and medical facilities, ensuring all your needs are met. Embrace a healthy, active lifestyle with ample opportunities for outdoor recreation, from kayaking and paddleboarding to nature trails and bird watching. Discover the joys of waterfront living and make every day a new adventure in our thriving 55+ communities.

Florida Area  & Geography



Florida’s diverse geography makes it a top choice for 55+ communities. The state features over 1,300 miles of stunning coastline, providing residents with easy access to beautiful beaches and warm ocean waters, perfect for swimming and boating. Inland, the terrain is primarily flat, dotted with numerous lakes, rivers, and natural springs, ideal for kayaking, fishing, and nature walks. Florida’s subtropical climate ensures mild winters and warm summers, encouraging an active, outdoor-oriented lifestyle year-round. The landscape also includes lush parks and protected natural areas, offering ample opportunities for golfing and hiking. This geographic diversity supports a variety of 55+ communities, from coastal retreats to serene lakeside residences, each offering unique amenities that cater to active, health-conscious retirees.

Florida Climate 



Florida’s climate is ideal for the 55+ lifestyle, featuring a warm, subtropical environment perfect for year-round outdoor activities. Winters are mild, with temperatures typically ranging from the mid-50s to 70s°F, allowing retirees to enjoy outdoor pursuits without the chill. Summers are hot and humid, with temperatures often reaching the 90s°F, ideal for beach outings, swimming, and boating. The state experiences abundant sunshine and moderate rainfall, contributing to its lush landscapes and vibrant gardens. This favorable climate supports a range of activities such as golfing, walking, and cycling. The warm weather also fosters a social, active lifestyle, with many retirees participating in community events, outdoor fitness classes, and recreational sports, making Florida a sought-after destination for active adults.

Recreation, Culture, & Entertainment in Florida



Florida offers a rich array of recreation, culture, and entertainment options tailored to the 55+ lifestyle. The state’s numerous parks, beaches, and golf courses provide endless opportunities for outdoor activities like swimming, hiking, and golfing. Cultural attractions abound, including world-class museums, art galleries, and historic sites, catering to diverse interests. Florida’s vibrant arts scene features theaters, music festivals, and community events, ensuring year-round entertainment. Retirees can enjoy the state's lively dining and shopping districts, with a variety of restaurants and boutiques. Additionally, Florida hosts numerous senior-friendly events, such as wellness programs, fitness classes, and social clubs, fostering a strong sense of community. This dynamic blend of recreation, culture, and entertainment makes Florida an attractive destination for an active and fulfilling retirement.

Florida Cost of Living & Taxes



Florida offers a favorable cost of living and tax environment for 55+ community living. The state has no income tax, which means retirees can enjoy their Social Security benefits and pensions without state deductions. Property taxes are relatively low, with various exemptions available for seniors, further enhancing affordability. The overall cost of living in Florida is reasonable, with housing options ranging from affordable retirement communities to upscale waterfront properties. Everyday expenses like groceries, utilities, and healthcare are generally moderate, making it easier for retirees to maintain a comfortable lifestyle on a fixed income. Additionally, Florida's numerous active adult communities often provide cost-effective amenities and services, contributing to a high quality of life without significant financial strain.

Health Care in Florida



Florida is renowned for its robust healthcare system, making it a top choice for 55+ retirement living. The state is home to numerous hospitals, medical centers, and specialized clinics offering comprehensive care, including geriatric services and chronic disease management. Many healthcare providers accept Medicare, simplifying access to medical services for retirees. Florida also boasts a variety of wellness and preventive care programs, fitness centers, and rehabilitation facilities, promoting a healthy, active lifestyle. Renowned healthcare networks and top-rated hospitals ensure high-quality care is readily available. Additionally, numerous retirement communities in Florida feature on-site healthcare services and wellness programs, enhancing convenience and peace of mind. This extensive healthcare infrastructure supports the well-being and quality of life for retirees in Florida.

 
 

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Browse cities within Florida

America's Top 100 Best Master-Planned Communities

Featured Communities

Lamplighter Village

Lamplighter Village

500 Lantern Blvd Melbourne FL 32934

The Ideal Lakefront 55+ Community Melbourne, Florida Lamplighter Village stands for quality living for those aged 55 and older. This affordable ...

 

2 homes $124,900 - $137,900

500 Lantern Blvd Melbourne, FL 32934

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Crystal River Village

Crystal River Village

1801 SE Hwy 19 Crystal River FL 34429

Crystal River Village, in Crystal River, Florida, is a perfect blend of location, home selection, services, amenities, price, climate, activities ...

 

21 homes $21,500 - $147,000

1801 SE Hwy 19 Crystal River, FL 34429

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Gulfstream Harbor - Sun Communities

Gulfstream Harbor - Sun Communities

4505 Old Goldenrod Rd. Orlando FL 32822

At Gulfstream Harbor an active 55+ community in beautiful Orlando FL, every day is a vacation! Discover an active community ...

 

17 homes $75,000 - $170,000

4505 Old Goldenrod Rd. Orlando, FL 32822

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Water Oak Country Club Estates - Sun Communities

Water Oak Country Club Estates - Sun Communities

216 Magnolia Drive Lady Lake FL 32159

Water Oak Country Club in Lady Lake, FL lets you enjoy the natural beauty of Central Florida, spanning 300 acres ...

 

37 homes $64,900 - $239,000

216 Magnolia Drive Lady Lake, FL 32159

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Blue Heron Pines - Sun Communities

Blue Heron Pines - Sun Communities

29200 Jones Loop Rd. Punta Gorda FL 33950

Blue Heron Pines, Punta Gorda, FL - On the Gulf Coast in sunny Southwest Florida, a friendly retirement community awaits, ...

 

13 homes $60,000 - $239,900

29200 Jones Loop Rd. Punta Gorda, FL 33950

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Harbor Belle

Harbor Belle

3701 Baynard Drive Punta Gorda FL 33950

Harbor Belle is a 55+ adult luxury RV park and resort community where, among fellow travelers, you can discover ...

 

4 homes $20,000 - $94,900

3701 Baynard Drive Punta Gorda, FL 33950

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Pelican Pier MHC

Pelican Pier MHC

6207 18th St. East Ellenton FL 34222

You’ve worked hard, so reward yourself with the best years of your life in the balmy, west coast city of ...

 

7 homes $10,000 - $79,900

6207 18th St. East Ellenton, FL 34222

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Plantation Oaks

Plantation Oaks

1 Plantation Oaks Blvd Flagler Beach FL 32136

Ideally situated on the Atlantic Coast between St. Augustine and Ormond by the Sea. You will appreciate our large, attractive ...

 

20 homes $114,900 - $229,000

1 Plantation Oaks Blvd Flagler Beach, FL 32136

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